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Short guides on IRCC, FIDELIS, broker tax, and inflation ā each linked to a Free Tool.
inflation
Inflation and purchasing power
Why a āstableā salary can buy less each year ā and how to estimate one year of money lost to CPI.
2026-09-04
capital-gains
Romania broker capital gains tax 2026
2026 capital-gains paths by Article 96Ā¹(1) eligibility ā 3%/6% withhold for covered entities versus 16% annual net gain via DeclaraČia UnicÄ.
2026-09-03
fidelis
FIDELIS vs bank deposit ā net yield
Compare tax-free FIDELIS-style interest with a taxed bank deposit on the same RON principal.
2026-09-02
ircc
IRCC and early mortgage repayment
How Romaniaās IRCC-linked variable rate interacts with extra payments ā and when to model debt vs investing the difference.
2026-09-01